For loading, the system includes: a mobile telephone handset (102) including a card reader; a gateway computer (106); a funds issuer computer (204); and an authentication computer (206).

Preferably, the validity check is completely performed at a gateway computer having a validity table in its memory.

Each gateway computer on the network checks this address to see where to forward the message.

Each gateway computer on the network checks the address to see where to forward the message.

The computers (24) on the network are using TCP/IP protocol and an application request relay running on a gateway computer (38).

Each gateway computer on the network checks this address to see where to forward the message.

Each gateway computer on a network checks this address to see where to forward the message.

Each gatewaycomputer on the network checks this address to see where to forward the message.

Each gateway computer on the network checks the address to see where to forward the message.

The gateway computer stores all transaction requests accrued over a period of time and forwards them to a central computer (78) at regular intervals.

When a channel supplies a graphic, a message denoting the associated trigger and associating the trigger with the channel is forwarded to a gateway computer (60).

The assessments were carried out using a controlled test-bed setup consisting of a testing computer and gateway computer configured to emulate a typical user environment.

This PPP server computer is connected through a local area network to another gateway computer through an external interface to the ISPs Internet feed.

The gateway device includes a subscriber interface for adapting to a subscriber computer that is connected to the gateway device.

Default Gateway: Enter the Default Gateway exactly as attained from the computer.