The gearing of the banks' owners

The gearing of the banks' owners

The gearing of the banks' owners

The gearing of the banks' owners

The gearing of the banks' owners

Macroprudential regulatory measures, on the other hand, are aimed at the level of indebtedness of banks and households.

Debt-to-income ratio less than or equal to 43% for bank statement loans

Prior to the financial crises in 2008, both the bank's private and commercial customers took on a high level of debt.

By 2007, the average middle-income white household

Real estate credit: the limit of 33% of indebtedness …

Canadians have one of the highest levels of household debt.

The general debt ratio of the company, the financial debt ratio and the net debt ratio can be calculated.

Canadian household debt is much too high and that was a significant factor in the decision to downgrade the ratings of six major Canadian banks.

In the meantime, Canadians’ household debt has reached record levels.

Germany points out that the refinancing of the EEL GmbH was carried out by the public owners and private banks.