By contrast, the savings plan is an investment account.

The education savings plan is an investment account.

So if you are 40 years old, you invest 60% of your financial capital in stocks.

So, if you are 30 years old, you can invest 70% of your savings in the stock market.

That’s why it’s worthwhile for young people to invest a part of their savings in shares.

But if you have a longer term horizon, you can opt for the new Eurocroissance product in life insurance or the stock savings plan (PEA) which has been simplified.