In Germany, household debt to income has already declined.

However in the two quarters since, the debt/income ratio has continued to ease.

A low debt to income ratio shows you have a good balance between debt and income.

Creditors look at a debt/income ratio, comparing your income with your debts to analyze whether you have an appropriate amount of debt.

A low Debt to income ratio shows you have a good balance between debt and income.

This makes the old 1.5-to-1 ratio of debt to income seem quaint.

This makes the old 1.5-to-1 ratio of debt to income seem old-fashioned.

It is also quite inconsistent with achieving a sustainably reduced debt-to-GDP ratio.

And remember: if you clock in high on the real-estate debt, you probably want to compensate with a lower debt/income ratio.

A smaller income could denote a higher debt to income ratio or lead a creditor to believe you’re less financially secure.

The debt/income ratio is figured monthly and reveals either how good — or bad — your financial situation is.

The debt/income ratio is figured monthly and reveals either how good – or bad.

The debt/income ratio is figured monthly and reveals either how good – or bad – your financial situation is.

Typically these factors are found to have been important in the final years preceding the crisis, when debt-to-income ratios increased more steeply than before.

Typically these factors are found to have been important in the years just preceding the crisis, when debt-to-income ratios increased more steeply than before.