The restructuring period shall be extended until end-2010 and the restructuring plan shall be implemented in full.

The Commitments apply during the Restructuring Period, unless otherwise indicated.

Over the restructuring period the bank will generate increasing profits.

Citadele banka at the end of restructuring period, YE 2014

The activities of the monitoring trustee will apply throughout the restructuring period.

Moreover, the restructuring plan predicts the following ROE for the remaining restructuring period (Table 3).

The restrictions referred to above will continue to apply until the end of the restructuring period.

Commitment to provide liquidity support during the restructuring period

However, AHW was viable at the end of the restructuring period (end 2006).

This behavioural commitment is valid for the restructuring timeframe of four years.

The Commitments apply during the Restructuring Period, unless otherwise provided.

According to the restructuring plan, the Bank intends to ensure that this ratio will be reduced slightly further to […] % for the remainder of the restructuring period.

Finally, the bank has committed to close […] branches in the course of the restructuring period.

The plan assumed restructuring costs of PLN 374,7 million and operational costs during the restructuring period of PLN 11120 million.

The Authority also notes positively that the restructuring plan only predicts an increase of […] % in terms of loans to customers over the restructuring period.