Individual buyers purchase requirements are aggregated into a single collective purchase requirement and sellers are located willing to bid on the collective purchase requirement.

Generating a single use transaction request identification, the transaction manager relating the transaction request identification to banking information of a registered user.

A system and method are provided that receive a purchase request from a user (140) that includes purchase profile information.

The server system then receives a purchase request from a user of the server system, wherein the purchase request includes a product or service to be purchased.

The system then transmits a purchase request to a purchase agent at a third party provider that is associated with the matching purchase offer, and processing a purchase transaction received from the purchase agent at the third party provider.

To generate a Purchase Order from a Purchase Request:

A purchase request is received from the user requesting purchase of the package.

The user equipment sends a purchase request message PRM to a first server, wherein the purchase request message PRM includes information about the location of the user equipment UE.

The buyer computer is programmed to receive a user request for purchasing a product.

The buy or sell notice is then transmitted to a customer (14).

The retail application can display a product purchase interface and receive a request to purchase the product from a user.

The request unit (102) performs a purchase request of the content-to-be-purchased which has been acquired by the acquisition unit (101).

The sending means (1a) sends purchase request information (5a) to the server (2).

An SMS message (302) containing a purchase request is received from the mobile terminal (A) .

In some embodiments, the server may then accept a purchase request from one or both of the first user or the second user, and alter the permissions of the second user in response to the purchase request.